Supporting professionals and their clients with clear, reliable lending solutions — Australia-wide.
We work with a range of professionals who want the best outcomes for their clients, including:
We work alongside professionals to ensure your clients are supported from first conversation through to settlement — and beyond.
Our approach is simple:
We understand how important your reputation is — and we treat your clients like our own.
Real Estate Agents:
We help ensure your deals progress smoothly with proactive updates, fast turnaround times, and a focus on keeping everything on track.
Accountants & Financial Planners:
We work alongside you to align lending strategies with your client’s broader financial goals, ensuring smart and sustainable outcomes.
Conveyancers:
We support a smooth path to settlement with clear communication, timely updates, and a focus on avoiding delays or surprises.
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“I have had clients describe Russell and Sharon as 'Magical', however they're more often referred to as Miracle Workers. When our office's 'Go To' Broker said I couldn't buy my first home, Russell and Sharon not only made it happen, they did it in record time. We have consistently been awarded WA's number 1 performing office for over a decade; and we now cringe when we see another brokers name on an offer form!”
Brooke Matthews /Sales Consultant
Hedland First National Real Estate, Port Hedland
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"Russell and Sharon from Total Loans have been excellent to partner with, their responsiveness and feedback has been first-rate along with regular updates the communication has been fantastic, their honesty and attention to detail has been invaluable for smooth transactions making life much easier for both our clients and myself as an Agent."
Rick Hockey/Triennial License Holder
Hedland First National Real Estate/Port Hedland
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“Russell and Sharon from Total Loans, are amazing for our purchase of our investment property, and
arranging additional finance to renovate They understand the market, and made it very easy to sign the paperwork, and they also got us a great deal on interest rates, and offered alternatives to suit our current lending We found them so amazing, we are constantly referring clients to them, as the first point of contact, and when other lenders are not able to understand the market.
Janine Bailey/Director/Licensee/Group Operations
Avalon Real Estate/Hedland/Karratha/Newman
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”I have confidently recommended Russell and Sharon Briggs to many of my clients over the years and the feedback has always been incredibly positive. Russell truly stands out for his ability to think outside of the box. He is professional innovated and gently committed to helping clients achieve their goals space I’ve seen him succeed in situations where clients had previously been unable to secure finance through their other lending institutions. If you’re looking for a mortgage broker who goes the extra mile and find solutions that others might miss a wouldn’t hesitate to recommend Russell and Sharon.”
Michelle Radich/Property Consultant
The Agency, Busselton
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“I highly recommend Russell and Sharon from Total Loans. They are committed to keeping clients informed every step of the way, always responsive and quick to return calls. They prioritise clear communication and consistently provide friendly, efficient service, ensuring clients feel supported from start to finish while maintaining the highest level of professionalism. They are truly a pleasure to work alongside.”
Lilly Darrall/Sales Admin to Rick Hockey
Hedland First National Real Estate, Port Hedland
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”I worked with Russell on a recent Sale and throughout the process he keeps us fully informed and updated on the finance. Russell was a pleasure to work with and I would have no hesitation in recommending his services.”
Peter Zambotti/Director and Sales Associate
Haiven Property, Applecross/Perth
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“Russell and Sharon from Total Loans are absolutely brilliant to work with! We deal with many Lenders and Brokers, and it is always a pleasure seeing Total Loans pop up for a deal. Russell is responsive, friendly, and always available to help with any problems that arise. Even while travelling, Russell was diligent in keeping us updated on our mutual client’s finance applications. Highly recommend both Sharon and Russell for any lending needs.”
Alana Seben/PA to Rick Hockey
Hedland First National Real Estate, Port Hedland
We’re always open to building strong relationships with like-minded professionals who value communication, trust, and great client outcomes. If you’d like to connect or have a quick chat, we’d love to hear from you.
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Michelle Radich
I have confidently recommended Russell and sharon Briggs to many of my clients over the years and the feedback has always been incredibly positive. Russell truly stands out for his ability to think outside of the box. He is professional innovated and gently committed to helping clients achieve their goals space I’ve seen him succeed in situations where clients had previously been unable to secure finance through their other lending institutions. If you’re looking for a mortgage broker who goes the extra mile and find solutions that others might miss a wouldn’t hesitate to recommend Russell and Sharon
JR
JL Reviews
I honestly cannot recommend Russell highly enough. He has been absolutely amazing from start to finish. During my recent car loan application, I had trouble uploading my statement to the lender portal because the link wouldn’t work properly. I felt so stressed, but Russell was incredibly patient, calm, and supportive throughout the whole process. He never once made me feel silly or like I was a burden. Instead, he guided me step by step and responded quickly every time I hit a hurdle. I was never left in the dark, and his communication was consistent and reassuring the entire way through. What makes this even more special is that Russell also helped me secure my first home five years ago, and now he has helped me again with my car loan. That kind of long-term trust and reliability is rare. He is simply amazing at what he does, professional, responsive, knowledgeable, and genuinely caring. I’m so grateful for his support and will absolutely be calling Russell for any future loans. Thank you again for everything! 🌟
LR
Lisa Roberts
Total loans have helped me several times over the years. They got me across the line as a single income parent, purchasing my own home when no-one else could help. They have recently secured a draw back on my equity of that home for a holiday and to do some Reno's. Russell was there for me from start to finish and made it super easy for me without needing to make face to face appointments, and with our busy lifestyles these days was even easier. I highly recommend these guys and have encouraged all my friends to get in touch. Thanks again Total loans 😊
As a Licensed Finance Brokerage, with our own Australian Credit License Number: 388425. We are required to always operate with a strict code of ethics and act with honesty and integrity, comply with all the laws and regulations relating to the Mortgage Industry and maintain confidentiality in all dealings. Total Loans has membership of several major industry and governing bodies to ensure that staff keep up to date with industry standards and changes. These include: Australian Finance Group, Australia's largest mortgage wholesaler (AFG) Mortgage and Finance Association of Australia (MFAA) Australian Financial Complaints Authority (AFCA)
Your borrowing capacity can vary with each Lender. All lenders have their individual serviceability calculators to assess how much you can borrow with them. At Total Loans we have access to most lenders calculators and can provide you with information on how much you can borrow with each lender. Some of the factors that lenders consider when assessing how much you can borrow include length of employment, deposit, guarantors, suitable security, previous repayment history, current debts ie personal loans, credit card/store cards.
Mortgage brokers are often able to offer better rates by negotiating with multiple lenders, while banks only present their own offers. We provide a detailed comparison report so that you can compare the features, rates and fees of the products of various lenders, without going to each bank directly, saving you time and money. We also have access to promotions through the broker network, such as discounted, application fees and interest rates.
There are lenders who are willing to consider applicants with defaults or poor credit conduct. However, this greatly depends on the details listed on your credit file and the extent of your credit score. Before recommending a lender, it is advisable we check your credit report.
A mortgage broker serves as a valuable intermediary between you, the borrower and the lenders. We have over 15 years in the finance industry and use our expertise and specialized software to secure competitive rates and facilitate a smooth mortgage settlement. At Total Loans, our mission is to safeguard your interests and expertly manage the entire mortgage process, so it is stress free and easy for you.
Not at all. Our service is free and transparent, with no hidden charges. When you receive a loan from us, it is the same as if you went directly to the lender. The lender pays us a commission, but it does not impact your home loan in any way.
Did you know that over 70% of loans in Australia are submitted through a Mortgage Broker? Navigating the countless mortgage products on the market can be confusing and overwhelming. A Mortgage Broker plays a pivotal role in guiding borrowers through the maze of options, explaining product features, and aiding in selecting the ideal loan for you. Beyond purchase assistance, at Total Loans we provide ongoing support, ensuring you always have access to the best financing options available.
All Lenders have different turnaround times. The Lender you choose will depend on your situation and the urgency of your loan requirements. We will determine the loan that is right for you during our strategy session.
Rylee Nominees Pty Ltd ABN: 35 737 082 292, Rylee Nominees Pty Ltd ABN: 35 737 082 292. Rylee Nominees Pty Ltd Holds Australian Credit Licence 388425.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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