Purchasing your dream home is an exciting and significant milestone in your life, likely the biggest purchase you will ever make.
Research and having the right people on your side are the keys when investing. We have access to hundreds of investment loan options.
Refinancing a loan can potentially save you money by securing a lower interest rate, reducing monthly payments, or accessing additional funds.
Purchasing your dream home is an exciting and significant milestone in your life, likely the biggest purchase you will ever make.Find out more..
Research and having the right people on your side are the keys when investing. We have access to hundreds of investment loan options.Find out more..
Refinancing a loan can potentially save you money by securing a lower interest rate, reducing monthly payments, or accessing additional funds.Find out more..
Are you ready to spread your wings and take the leap into homeownership? or have you decided it's time to bid farewell to renting?Find out more..
Whether you're eyeing a new vehicle, yellow goods, specialized machinery, or a complete business fit-out, your business success depends on having the right tools at your disposal.Find out more..
Life is unpredictable, and sometimes, it can lead to circumstances beyond your control that impact your credit history negatively.Find out more..
Our personal Loans are designed to be versatile and quickFind out more..
Businesses spanning various industries all share a common goal: expansion. Yet, the path to growth is often paved with financial hurdles.Find out more..
Russell & Sharon are an excellent team to work with. Extremely responsive and with great attention to detail, they care for every outcome they are working towards. Highly recommend.
We have used Total Loans for the last 3 houses we have purchased and we couldn’t be happier with the service they provided. Russell and Sharon went above and beyond for us, making every step of the loan process seamless. Their knowledge and expertise are outstanding. We couldn’t recommend them more!
My partner and I were first home buyers completely new to the process and Russell helped us from start to finish. He presented a lot of good loan choices and answered all our questions without hassle along the way. We will definitely be recommending Total loans to family and friends in the future.
Book in a free consultation with our experienced and friendly team and we can help point you in the right direction.Book Appointment
With Total Loans by your side, you're entering a world of opportunities. Our love of property and helping others is what guided us to start Total Loans over 15 years ago.
We understand that the lending world can be confusing and knowing how to get into the property market and find the best finance deal for you can be a little bit complicated. Our job is to make the whole process easy for you and we will guide you through every step of your journey, so you can achieve your goals.
Based in Port Hedland in the Pilbara, we're here to be your partners in property and everything finance. Whether you're a seasoned property investor or a first-time homebuyer, Russell and Sharon Briggs are your local experts, ready to build relationships and help you make informed decisions to secure your future.
As a Licensed Finance Brokerage, with our own Australian Credit License Number: 388425. We are required to always operate with a strict code of ethics and act with honesty and integrity, comply with all the laws and regulations relating to the Mortgage Industry and maintain confidentiality in all dealings. Total Loans has membership of several major industry and governing bodies to ensure that staff keep up to date with industry standards and changes. These include: Australian Finance Group, Australia's largest mortgage wholesaler (AFG) Mortgage and Finance Association of Australia (MFAA) Australian Financial Complaints Authority (AFCA)
A mortgage broker serves as a valuable intermediary between you, the borrower and the lenders. We have over 15 years in the finance industry and use our expertise and specialized software to secure competitive rates and facilitate a smooth mortgage settlement. At Total Loans, our mission is to safeguard your interests and expertly manage the entire mortgage process, so it is stress free and easy for you.
Your borrowing capacity can vary with each Lender. All lenders have their individual serviceability calculators to assess how much you can borrow with them. At Total Loans we have access to most lenders calculators and can provide you with information on how much you can borrow with each lender. Some of the factors that lenders consider when assessing how much you can borrow include length of employment, deposit, guarantors, suitable security, previous repayment history, current debts ie personal loans, credit card/store cards.
All Lenders have different turnaround times. The Lender you choose will depend on your situation and the urgency of your loan requirements. We will determine the loan that is right for you during our strategy session.
Not at all. Our service is free and transparent, with no hidden charges. When you receive a loan from us, it is the same as if you went directly to the lender. The lender pays us a commission, but it does not impact your home loan in any way.
Mortgage brokers are often able to offer better rates by negotiating with multiple lenders, while banks only present their own offers. We provide a detailed comparison report so that you can compare the features, rates and fees of the products of various lenders, without going to each bank directly, saving you time and money. We also have access to promotions through the broker network, such as discounted, application fees and interest rates.