Mortgage Brokers based in Port Hedland for all your Pilbara Finance needs

If you’re looking for a home loan, Total Loans is here to help.

How can we help you today?

Rated 5 from 19 Reviews

Home Loans

We're expert Mortgage Brokers in Port Hedland helping clients in the Pilbara and beyond get into their home sooner with a range of Home Loan options

Home Loans Image
Home Loans

Investment Loans

We're expert Mortgage Brokers in Port Hedland helping clients in the Pilbara and beyond secure the right Investment Loan to buy an investment property

Investment Loans Image
Investment Loans

Refinancing

We're expert Mortgage Brokers in Port Hedland helping clients in the Pilbara and beyond refinance their Home Loan or Investment Loan

Refinancing Image
Refinancing

Ready to chat with our team?

Book Appointment

Our Services

Home Loans

We're expert Mortgage Brokers in Port Hedland helping clients in the Pilbara and beyond get into their home sooner with a range of Home Loan options

Find out more..

Investment Loans

We're expert Mortgage Brokers in Port Hedland helping clients in the Pilbara and beyond secure the right Investment Loan to buy an investment property

Find out more..

Refinancing

We're expert Mortgage Brokers in Port Hedland helping clients in the Pilbara and beyond refinance their Home Loan or Investment Loan

Find out more..

First Home Buyers

We're expert Mortgage Brokers in Port Hedland helping clients in the Pilbara and beyond access Home Loan Options, First Home Owner Grants and Incentives

Find out more..

Asset and Equipment Loans

We're expert Mortgage Brokers based in Port Hedland helping clients in the Pilbara and beyond purchase a new vehicle, plant or machinery with Asset Finance

Find out more..

Credit Impaired Loans

Life is unpredictable, and sometimes, it can lead to circumstances beyond your control that impact your credit history negatively.

Find out more..

Personal Loans

We're expert Mortgage Brokers in Port Hedland helping clients in the Pilbara and beyond get a Personal Loan to pay for unexpected emergencies

Find out more..

Business Loans

We're expert Mortgage Brokers in Port Hedland helping clients in the Pilbara and beyond grow their business and purchase equipment with a Business Loan

Find out more..

BS

Broker Studio

Russell & Sharon are an excellent team to work with. Extremely responsive and with great attention to detail, they care for every outcome they are working towards. Highly recommend.

TB

Tessa Briggs

We have used Total Loans for the last 3 houses we have purchased and we couldn’t be happier with the service they provided. Russell and Sharon went above and beyond for us, making every step of the loan process seamless. Their knowledge and expertise are outstanding. We couldn’t recommend them more!

JH

Joshua Hunter

My partner and I were first home buyers completely new to the process and Russell helped us from start to finish. He presented a lot of good loan choices and answered all our questions without hassle along the way. We will definitely be recommending Total loans to family and friends in the future.

Not sure where to start?

Book in a free consultation with our experienced and friendly team and we can help point you in the right direction.

Book Appointment
Image for About

About

With Total Loans by your side, you're entering a world of opportunities. Our love of property and helping others is what guided us to start Total Loans over 15 years ago.

We understand that the lending world can be confusing and knowing how to get into the property market and find the best finance deal for you can be a little bit complicated. Our job is to make the whole process easy for you and we will guide you through every step of your journey, so you can achieve your goals.

Based in Port Hedland in the Pilbara, we're here to be your partners in property and everything finance. Whether you're a seasoned property investor or a first-time homebuyer, Russell and Sharon Briggs are your local experts, ready to build relationships and help you make informed decisions to secure your future.

Book Appointment

Frequently Asked Questions

Why don't I just go directly to my bank?

Mortgage brokers are often able to offer better rates by negotiating with multiple lenders, while banks only present their own offers. We provide a detailed comparison report so that you can compare the features, rates and fees of the products of various lenders, without going to each bank directly, saving you time and money. We also have access to promotions through the broker network, such as discounted, application fees and interest rates.

How much can I borrow?

Your borrowing capacity can vary with each Lender. All lenders have their individual serviceability calculators to assess how much you can borrow with them. At Total Loans we have access to most lenders calculators and can provide you with information on how much you can borrow with each lender. Some of the factors that lenders consider when assessing how much you can borrow include length of employment, deposit, guarantors, suitable security, previous repayment history, current debts ie personal loans, credit card/store cards.

Can you help me if I have a poor credit file?

There are lenders who are willing to consider applicants with defaults or poor credit conduct. However, this greatly depends on the details listed on your credit file and the extent of your credit score. Before recommending a lender, it is advisable we check your credit report.

How does Total Loans ensure a professional service?

As a Licensed Finance Brokerage, with our own Australian Credit License Number: 388425. We are required to always operate with a strict code of ethics and act with honesty and integrity, comply with all the laws and regulations relating to the Mortgage Industry and maintain confidentiality in all dealings. Total Loans has membership of several major industry and governing bodies to ensure that staff keep up to date with industry standards and changes. These include: Australian Finance Group, Australia's largest mortgage wholesaler (AFG) 
Mortgage and Finance Association of Australia (MFAA) 
Australian Financial Complaints Authority (AFCA)

How long does it take to get finance approval?

All Lenders have different turnaround times. The Lender you choose will depend on your situation and the urgency of your loan requirements. We will determine the loan that is right for you during our strategy session.

Do you charge any fees, or are there any hidden costs?

Not at all. Our service is free and transparent, with no hidden charges. When you receive a loan from us, it is the same as if you went directly to the lender. The lender pays us a commission, but it does not impact your home loan in any way.

Ready to speak to an Expert?